Consumer Debt Statute of Limitations by state StateOralWrittenPromissoryOpenAlabama6663Alaska3333Arizona3663Arkansas3533California2444Colorado6666Connecticut3663Delaware3334Florida4554Georgia4666Hawaii6666Idaho4555Illinois510105Indiana66106Iowa51055Kansas3553Kentucky510155Louisiana1010103Maine6666Maryland3363Massachusetts6666Michigan6666Minnesota6666Mississippi3333Missouri510105Montana5885Nebraska4554Nevada4634New Hampshire3363New Jersey6666New Mexico4664New York6666North Carolina3353North Dakota6666Ohio68156Oklahoma3553Oregon6666Pennsylvania4444Rhode Island10101010South Carolina3333South Dakota6666Tennessee6666Texas4444Utah4664Vermont6653Virginia3563Washington3663West Virginia51065Wisconsin66106Wyoming810108