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Subscription Agreement

Complete this short agreement to activate your repair and preparatory service subscription. Once this agreement and your first monthly subscription payment of $99 is received your file will move into processing to prepare your disputes. When those disputes are ready you will receive an email and/or text which will have the scheduled date for your results audit. This is when we will pull a fresh report and you will receive an email with a statement attached that will detail your results. Make sure your subscription with Identity IQ remains active. You will also receive email and/or text notifications with suggestions for additional credit if the profile requires it. We will work with you and the lender until the file is ready for approval.

The average file completes service in 3-5 months. If necessary, we will work on a file for up to 12 months however all files have a fee cap to insure fastest possible results.

The maximum any file will be charged over a 12 month agreement term is $990. If at any point you reach $990 in First Nations Credit subscription fees the remainder of your 12 month term is covered at no cost.* 

*Credit report access through Identity IQ must remain active.

There is no minimum term. You can cancel anytime by providing a minimum of 1 business day advance notice in writing.

PLEASE NOTE: Your subscription payment is due on the same date each month. However, your results will be available apx every 35 days to allow First Nations a few days for formatting your disputes, auditing the results and to allow the required 30 days for the bureaus and creditors to respond. As a result, a full dispute round is apx 35 days.

If at any time you have questions send an email to or call (888) 514-5461.

Congratulations on your decision to get started! We look forward to helping you reaquire the credit you deserve.

Required by bureaus to verify identity
Required by bureaus to verify identity